There are a number of financing options currently available in Northern Kentucky that allow you to become a homeowner with no or low downpayment. One current loan opportunity allows qualifying buyers to get upto $4,500 in "FREE MONEY" towards their downpayment or closing costs with a fixed interest rate UNDER 6%. It's possible that you could get into your own home or condo for less than a $1,000 cash outlay. If you're renting and want to own, rates are at a 40 year low. You want to think seriously about moving NOW! If you want more info, please e-mail or call me at 859-341-1666. Some of the benefits of homeownership vs. renting are: appreciation, the interest expense and real estate taxes are tax deductible, equity build up and pride of ownership. Thanks for visiting my website! John